Harley-Davidson® Finance

Whether you aspire to own a Harley-Davidson® motorcycle or would like to protect your ride with bespoke road insurance or extended warranty. Harley-Davidson Financial Services can help.

With a range of products, you can be sure that Harley-Davidson Financial Services can provide you with the right solution at a competitive price.

Harley-Davidson Financial Services offers everything you need to turn the Harley® motorcycle of your dreams into a chrome-plated reality.

Harley-Davidson Finance prides itself on providing one convenient, hassle-free source for all of the financing products and services that you need to get on the road.

PCP Finance Explained

This is similar to the Hire Purchase agreements. Personal Contract Purchase (PCP) is very similar to Lease Purchase because it has a final payment built in. The main difference between the two products is that Personal Contract Purchase (PCP) offers three choices at the end of the contract:

• Make the final payment and keep the vehicle.
• Trade the vehicle back into the supplying dealer and use any excess value as deposit on new contract.
• Simply hand vehicle back to supplying dealer without further obligation (subject to excess mileage or damage charges).

HP Finance Explained

A simple hiring agreement with the option of purchase at the end of the contract. The simplest form of finance.

Key Features

• Payment of Deposit which is negotiable (normally 10% of invoice price)
• The finance balance plus interest is repaid monthly

Key Personal Benefits

• Vehicle ownership
• Repayments over fixed period
• Fixed interest rates for duration of contract
• Flexible deposit (normally 10% of invoice price

Key Business Benefits

• Payments not subject to VAT
• Interest may be offset against taxable profits
• Writing down allowances are claimable
• Vehicle appears as an asset on the Balance Sheet
• Additional line of credit